The truth is one of the hardest things to think about for a parent, when considering an estate plan, is who will take care of my children? The feeling is often amplified when you are the parent of a child with a disability, or disabilities. A supplemental needs trust can be a great estate planning tool to protect the resources you leave them, and the ones you don’t.

The truth is the changes we are seeing in the intensity and locations of severe life altering weather is no different from everything else in our lives; Changing in ways that are expected and known to us.

This is by far the number one reason people don’t sit down with an estate planner. The thinking goes, “I don’t own a home, I am not super wealthy, therefore a will is not for me because I don’t have an estate!” However, the better question to ask yourself when you’re considering an estate plan is, “what do I have?”

Legacy is one of those words that has become a little bit trendy if we’re honest.